Taxes & Money
Taxes, payments, credits and financial administration.
CA Canada21 guidesOfficial-source workflowTaxes & Money procedures
Browse published guides with quick facts, official-source verification and clear next steps.
Learn when the CRA lets you cancel Home Buyers' Plan participation, how to return the RRSP funds, the deadlines and how to submit Form RC471.
Authorize an accountant, spouse, family member, lawyer or other person to deal with the CRA for your personal tax account. Learn how My Account and Represent a Client work, when AUT-01 is used, and how to remove access.
Claim eligible medical expenses on your 2025 Canadian return using the CRA's 12-month rule. Check receipts, dependants and the difference between lines 33099 and 33199.
If you discover missing income, a deduction, credit, expense or tax slip after filing your Canadian T1 return, wait for your notice of assessment and request an adjustment instead of filing a second return.
Disagree with a CRA income tax assessment or reassessment? Learn the filing deadline, what evidence to include, how to object online or with Form T400A, and what happens after you file.
File a consumer proposal through a Licensed Insolvency Trustee to offer creditors reduced or extended payments while avoiding bankruptcy and keeping eligible assets.
Claim the refundable Canada Training Credit for eligible tuition, training and examination fees using Schedule 11 and line 45350 of your federal tax return.
Request CRA taxpayer relief from eligible penalties and interest caused by extraordinary circumstances, CRA actions, financial hardship or other qualifying circumstances.
If you have a problem with a federally regulated bank in Canada, complain to the bank first and keep a clear record of when the complaint was made. The bank has up to 56 calendar days to deal with the complaint, and you can escalate an unresolved or unsatisfactory case to the Ombudsman for Banking Services and Investments when the federal escalation conditions are met.
The legal representative of someone who died must file the deceased person's final T1 Income Tax and Benefit Return with the Canada Revenue Agency and report income and taxable dispositions up to the date of death. Separate optional T1 returns may reduce tax in eligible cases, while income earned by the estate after death may require a T3 trust return.
Learn when an executor or other legal representative should request a CRA clearance certificate before distributing an estate, when to apply, which forms and supporting documents are required, how to submit the request online, and how long CRA processing can take.
Report a marriage, common-law relationship, separation or divorce to the CRA by the required deadline. Learn the 90-day separation rule, how to update My Account, what information you need and how the change can affect benefit and credit payments.
Learn when moving expenses are deductible in Canada after relocating for a new job, business or full-time post-secondary studies, including the 40-kilometre test, eligible costs, Form T1-M, line 21900, income limits and records to keep.
Learn how to claim Canada's Home Accessibility Tax Credit for renovations that improve safety, mobility or accessibility for a senior or person eligible for the Disability Tax Credit, including the $20,000 annual expense limit, eligible costs, line 31285 and the medical-expense rules.
Learn how to claim Canada's Multigenerational Home Renovation Tax Credit for creating a self-contained secondary unit for a senior or an adult eligible for the Disability Tax Credit, including the 2025 credit rate, eligible expenses, Schedule 12, occupancy rules and the lifetime limit.
Learn how to claim the federal Home Buyers' Amount on line 31270 after buying a qualifying home in Canada, including the first-time buyer test, $10,000 claim limit, occupancy rule, eligible home types, joint purchases and disability exception.
Set up or change CRA direct deposit for tax refunds and benefit payments using your CRA account, a participating Canadian bank or credit union, or the mail-in form. Learn what banking details you need, how long updates take and which government payments must be updated separately.
Learn who qualifies for the Canada caregiver credit, which tax return line to use for an infirm spouse, partner, adult dependant or child, the 2025 income limits and credit amounts, what medical proof to keep, and how to claim it with the CRA in 2026.
Learn who may qualify for Canada's Disability Tax Credit, how to complete Form T2201 with an approved medical practitioner, how to apply online or by mail, and what happens after the CRA reviews your application.
Learn how to change your home or mailing address with the Canada Revenue Agency after moving in 2026, including CRA My Account, phone, Form RC325, tax return options, processing times and which other government services must be updated separately.
Learn how newcomers to Canada file their first 2025 income tax and benefit return in 2026, including tax residency, date of entry, worldwide income, SIN or temporary tax number, filing options, deadlines and benefits.