VERIFIED OFFICIAL SOURCE

CFPB - What to Do About a Debt Already Paid or Not Owed

consumerfinance.gov

Used by1 published procedure

Last checked2026-10-13

Source domainconsumerfinance.gov

Official source URLhttps://www.consumerfinance.gov/ask-cfpb/what-can-i-do-if-a-debt-collector-contacts-me-about-a-debt-i-already-paid-or-dont-think-i-owe-en-1403/

CONNECTED GUIDES

Procedures using this source

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USUnited States

How to Dispute a Debt Collection Notice for a Debt You Do Not Owe

Received a collection notice for an unfamiliar, incorrect, or already-paid debt? Learn how to dispute it in writing, meet the 30-day deadline, request verification, and protect you

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Rules, fees, forms and processing routes can change. Helpydo connects procedural guidance to the responsible authority so you can verify time-sensitive details before acting.