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UNITED STATES

Education

Schools, studies, diplomas and recognition of qualifications.

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Education procedures

Browse published guides with quick facts, official-source verification and clear next steps.

2026 GUIDE
How to Apply for an Income-Driven Repayment Plan for Federal Student Loans

Apply for a federal income-driven repayment plan through StudentAid.gov, provide income information, compare eligible plans, and request a lower payment when your finances change.

Online Free. Federal Student Aid states t Federal Student Aid states that lo
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2026 GUIDE
How to Request Deferment or Forbearance for Federal Student Loans

Learn how to ask your federal student loan servicer for temporary payment relief through deferment or forbearance and understand the interest and forgiveness effects.

Online Federal Student Aid does not charg No single federal processing time
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2026 GUIDE
How to File a Borrower Defense Claim if Your School Misled You

Apply for borrower defense to repayment if school misconduct connected to your enrollment or federal student loans may qualify you for a loan discharge.

Online No application fee is listed by th There is no fixed standard process
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2026 GUIDE
How to Apply for Post-9/11 GI Bill or Other VA Education Benefits

Apply for Post-9/11 GI Bill or other VA education benefits online or with VA Form 22-1990. Check eligibility, documents, school details and what happens after VA decides your claim.

Online No application fee is listed by VA VA currently reports an average pr
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2026 GUIDE
How to Rehabilitate a Defaulted Federal Student Loan and Get Out of Default

Rehabilitate an eligible defaulted federal student loan by arranging a payment agreement with your loan holder and completing the required nine voluntary payments.

Options No separate DRG service fee; requi Direct and FFEL Loans: 9 payments
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2026 GUIDE
How to Apply for Total and Permanent Disability Discharge of Federal Student Loans

Borrowers with a qualifying total and permanent disability may have eligible federal student loans and TEACH Grant service obligations discharged through the U.S. Department of Education.

Online Free; no application fee No single standard processing time
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2026 GUIDE
How to Complete the FAFSA to Apply for Federal Student Aid

Complete the correct FAFSA form for grants, work-study and federal student loans, including accounts, contributors, tax consent, deadlines and submission.

Online $0. Completing and submitting the Most submitted FAFSA forms are pro
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2026 GUIDE
How to Consolidate Federal Student Loans Into a Direct Consolidation Loan

Combine eligible federal student loans into one Direct Consolidation Loan, with one monthly payment and a new fixed weighted-average interest rate.

Online There is no application fee to con Processing time varies. MOHELA, an
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2026 GUIDE
How to Submit the PSLF Form for Public Service Loan Forgiveness

Use the PSLF Help Tool to certify qualifying public-service employment, get your employer's signature, submit the PSLF form and track your qualifying-payment count.

Online $0 to use the federal PSLF Help To No guaranteed PSLF form processing
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