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UNITED STATES

Housing & Property

Housing, property, utilities and address changes.

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PRACTICAL & UPDATED

Housing & Property procedures

Browse published guides with quick facts, official-source verification and clear next steps.

2026 GUIDE
How to Apply for HUD Public Housing Through Your Local Public Housing Agency

Apply for HUD-funded public housing through a local Public Housing Agency, which determines eligibility, verifies household information and manages its waiting list.

Options A Public Housing Agency may not ch There is no single nationwide proc
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2026 GUIDE
How to Dispute a Mortgage Servicing Error With a Written Notice of Error

Learn how to send a mortgage servicer a written Notice of Error for payment, fee or escrow problems and understand the federal response deadlines.

Options A mortgage servicer may not charge The servicer generally must acknow
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2026 GUIDE
How to Get HUD Counseling Before Applying for an FHA Reverse Mortgage

Before proceeding with most FHA Home Equity Conversion Mortgages, complete required counseling with an eligible HECM counselor and obtain the HUD counseling certificate.

Online HUD does not set one universal HEC HUD does not publish one nationwid
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2026 GUIDE
How to Apply for a USDA Section 504 Home Repair Loan or Grant

Apply for USDA Section 504 assistance to repair a qualifying rural home. Loans offer up to $40,000 at 1%, while eligible homeowners age 62 or older may qualify for grants up to $10,000.

Options USDA does not list a separate appl USDA does not publish a fixed appr
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2026 GUIDE
How to Request a VA Home Loan Certificate of Eligibility Before Applying

Request your VA home loan Certificate of Eligibility online, through a lender or by mail and learn which military service documents you may need.

Online VA does not list a fee for request VA's goal is to contact COE applic
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2026 GUIDE
How to Apply for a USDA Section 502 Direct Home Loan in a Rural Area

Low- and very-low-income applicants may apply directly to USDA Rural Development for a Section 502 Direct loan to buy or build a primary home in an eligible rural area.

Online $30 non-refundable credit report f Varies by funding availability, lo
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2026 GUIDE
How to Apply for a Housing Choice Voucher or Section 8 Rental Assistance

Apply for a Housing Choice Voucher through a local Public Housing Agency, check income and immigration rules, join waitlists and complete the leasing process.

Options $0 to apply through a Public Housi There is no single national proces
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2026 GUIDE
How to File a Housing Discrimination Complaint With HUD

Report housing discrimination to HUD online, by phone or by mail, including the one-year Fair Housing Act deadline, evidence to provide and what happens during an investigation.

Online $0. HUD states that anyone may fil HUD begins its process after recei
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2026 GUIDE
How to Get Free HUD-Approved Foreclosure Counseling When You Cannot Pay Your Mortgage

Find a HUD-approved housing counselor for free foreclosure-prevention help, understand mortgage relief options and get assistance working with your loan servicer.

Online $0 for foreclosure-prevention coun HUD does not publish one guarantee
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