Housing & Property
Housing, property, utilities and address changes.
Housing & Property procedures
Browse published guides with quick facts, official-source verification and clear next steps.
Apply for HUD-funded public housing through a local Public Housing Agency, which determines eligibility, verifies household information and manages its waiting list.
Learn how to send a mortgage servicer a written Notice of Error for payment, fee or escrow problems and understand the federal response deadlines.
Before proceeding with most FHA Home Equity Conversion Mortgages, complete required counseling with an eligible HECM counselor and obtain the HUD counseling certificate.
Apply for USDA Section 504 assistance to repair a qualifying rural home. Loans offer up to $40,000 at 1%, while eligible homeowners age 62 or older may qualify for grants up to $10,000.
Request your VA home loan Certificate of Eligibility online, through a lender or by mail and learn which military service documents you may need.
Low- and very-low-income applicants may apply directly to USDA Rural Development for a Section 502 Direct loan to buy or build a primary home in an eligible rural area.
Apply for a Housing Choice Voucher through a local Public Housing Agency, check income and immigration rules, join waitlists and complete the leasing process.
Report housing discrimination to HUD online, by phone or by mail, including the one-year Fair Housing Act deadline, evidence to provide and what happens during an investigation.
Find a HUD-approved housing counselor for free foreclosure-prevention help, understand mortgage relief options and get assistance working with your loan servicer.