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UNITED STATES

Work & Retirement

Employment, unemployment, pensions and retirement.

US United States9 guidesOfficial-source workflow
PRACTICAL & UPDATED

Work & Retirement procedures

Browse published guides with quick facts, official-source verification and clear next steps.

2026 GUIDE
How to Elect COBRA Health Coverage After Losing Your Job or Having Your Hours Cut

Learn when job loss or reduced hours can qualify you for COBRA, how the 60-day election period works, when the first premium is due, and what dependents can choose.

Options Generally up to 102% of the plan's No single federal processing time
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2026 GUIDE
How to Appeal a Denied Benefit Claim From an Employer Retirement Plan

Learn how to appeal a denied benefit claim under an ERISA-covered employer retirement plan, including the 60-day appeal period, records to submit and EBSA help.

Options There is no federal filing fee for For a retirement benefit appeal, t
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2026 GUIDE
How to File a Complaint When Your Employer Violates Your FMLA Rights

Contact the U.S. Department of Labor Wage and Hour Division if an employer denies, interferes with or retaliates against you for exercising protected FMLA rights.

Options There is no charge to file a compl The Wage and Hour Division does no
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2026 GUIDE
How to File for Unemployment Benefits After Losing Your Job

File an unemployment insurance claim with the state where you worked after losing your job. Check eligibility, required information, filing routes, weekly claims and payment timing.

Online No federal application fee applies The U.S. Department of Labor says
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2026 GUIDE
How to File an OSHA Complaint About Unsafe or Unhealthy Working Conditions

Workers and their representatives can report unsafe or unhealthy workplace conditions to OSHA and request an inspection online, by phone, mail, fax, email or in person.

Online Free; OSHA does not charge workers No single completion time is publi
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2026 GUIDE
How to File a Federal Workers' Compensation Claim After a Work Injury

Federal employees can file a FECA workers' compensation claim through ECOMP using Form CA-1 for a traumatic injury or Form CA-2 for an occupational disease.

Online Free ECOMP estimates about 15 minutes t
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2026 GUIDE
How to Apply for FMLA Leave for a Family or Medical Reason

Request federal FMLA leave from your employer, check eligibility, give the right notice, complete certification and understand job and health-benefit protections.

Options $0 government filing fee. You requ There is no single application pro
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2026 GUIDE
How to File an Employment Discrimination Charge With the EEOC

File an EEOC Charge of Discrimination for workplace discrimination, harassment or retaliation, with federal deadlines, online intake and next steps explained.

Online $0. EEOC services are free, and yo EEOC states that the length of an
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2026 GUIDE
How to File a Federal Wage Complaint for Unpaid Minimum Wage or Overtime

File a free, confidential complaint with the U.S. Department of Labor Wage and Hour Division if you believe you were denied federal minimum wage or overtime pay.

Online $0. The U.S. Department of Labor d No fixed investigation completion
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